Citi Prestige Card Reviews - What Is It?
WARNING: DO NOT USE Citi Prestige Card Until You Read This Review!
Is it a Scam? Does It Really Work?
Citi Prestige Card is one of the strongest cards available in the modern market when it comes to significant rewards for a traveler. If you are a traveler, it should be one of your most frequently used cards. Even though this card comes with a $450 annual fee, it comes packed with many benefits and perks for individuals who prefer to earn high travel rewards, such as airport lounge visits and complimentary hotel stay. Let's take a look as the major features of the Citi Prestige Card in this review for you to maximize the value of it for better travel conditions.
The Citi Prestige Card is considered to be one of the most expensive credit cards available on the market. Despite its high upkeep cost, the card deserves to be taken into consideration by frequent travelers who can benefit from complimentary hotel stays and airport lounge access. The rewards rate can reach 3.75%, which makes the card a popular choice among other cards in this category. The Citi Prestige Card has many useful features for frequent flyers, including Global Entry or TSA Pre credit, air travel credit, discounted American Airlines flight redemption and a number of other free perks.
Customer Reviews - Does Citi Prestige Card Really Work?
There are many customer reviews claiming that the card is easy and convenient to use. It allows you to earn 40,000 bonus points after you spend $4,000 in purchases within the first 90 days of opening the account. These 40,000 bonus points can cost up to $500 on airfare or $400 in gift cards. These ThankYou points can be redeemed for free travel. The card gives $250 Air Travel Credit each year. This credit can be "applied to baggage fees, air fares, lounge access and certain in-flight purchases". This annual benefit makes the card even more attractive to users. This credit is available for purchases from December through the next December. There is an even better news - you will get this $250 credit each year as long as your account is open.
Another thing that most users like about this credit card is that it gives them an opportunity to earn 3x points per $1 for hotel and air travel purchases charged to this card. Every dollar spent on purchases from airlines, travel agencies, and hotels allows you to earn these 3x points. Besides, you can earn double points for every $1 you spend on dining and entertainment. Entertainment purchases include purchases from theatrical promoters, amusement parks, record stores, movie theaters, tourist attractions, sports promoters, and video rental stores. The cardholder can earn 1 point per $1 spent on any other purchases. The points can be transferred to airline partners. Thus, you can transfer your points to any airline loyalty programs you want to participate in. Airline transfer partners (1:1 ratio) include: EVA Air Infinity MileageLands, Asia Miles, Etihad Guest, Malaysia Airlines Enrich, Garuda Indonesia Frequent Flyer, Qatar Airways Privilege Club, Singapore Airlines KrisFlyer, Qantas, Flying Blue (Air France/KLM), Thai Airways Royal Orchid Plus, Virgin Atlantic Flying Club, Pedro PlaPedro Pla, and Virgin America Elevate.
At present, you can't transfer your points to such domestic airlines as United or Southwest. It is better to choose another program. But the Citi Prestige Card allows you to combine your points from other Citi cards into one account. The points can also be transferred to hotel loyalty programs, one of which is the Hilton HHonors rewards program. Your points can also be redeemed for flights, gift cards, hotel stays, travel certificates, and more. You can use them for shopping with Points at amazon.com. The Citi network provides a number of ways in which your points can be redeemed, including transferring them to other loyalty programs. Redeeming points for travel is completely free. The points are unlimited and there is no cap on the amount of points. These points don't expire, too. You are not restricted to any time frame. If you stay at the hotel five times a year with your average hotel stay being more than four consecutive nights, the free nights will make up for $450 annual fee. To enjoy this money-saving advantage, it is recommended to book your hotel stays through Carlson Wagonlit Travel. Let us take a look at the real users' reviews left on different websites online.
"The benefits of the Citi Prestige Card make it a worthy financial product. My card came one week ago and I tried to reach the concierge several days since then. Sometimes I had to hold for about 15 minutes. A Citi representative recommended me to switch to another concierge provider. Today I got through almost immediately. I am really grateful to this representative for solving the problem."
"I have now had my Citi Prestige Card Also for about two months. I have already saved more than $1k using its 4th night free benefit within this period of time. I am satisfied with the card and the benefits it offers. At this point, I am going to give up both my CSP and Amex platinum to use the Prestige card only. The only complaint is the flimsy card itself. I wish they spend some money to improve the physical card."
"I have had the Citi Prestige Card for two years already, and have had no issues with booking a Hotel with the help of their concierge service. Usually it takes me 15-20 minutes. Booking one stay for a free night and getting the travel credit is worth almost 100% of the credit card fee. Within two years I have saved more than 3-4K. I am traveling to Asia quite often lately and continue saving money. The card provides free access to Priority Club, while other cards require an entrance fee."
My Final Summary
The Citi Prestige Card has a number of advantages. Its points don't expire and you can collect an unlimited number of points. In addition, there are many redemption categories: travel, merchandise, gift cards, and cash. You can benefit from bonus value on points redeemed through Citi portal for travel rewards. Transfer points to thirteen travel partners are at 1:1 rate. You can transfer points from other Citi cards. There are also no blackout dates. Welcome offer is 40,000 bonus points. But it should be remembered that the annual fee is $450.
Citi Prestige Card is a wonderful credit card for those who like to collect airline miles by spending money on everyday purchases. The card offers more useful privileges and real savings than other cards of the kind. You can earn 40,000 bonus points after spending $4,000 in purchases within ninety days of account opening. The $250 Air Travel Credit and the $100 credit towards Global Entry are great perks. If you travel outside the country frequently, you can benefit the card's EMV chip technology, concierge service, no foreign transaction fee benefit, and travel insurance. All these benefits will make your trips just awesome. Taking into account all pros and cons of the Citi Prestige Card, I can certainly recommend this card to usage.
Citi Prestige Card Pricing and Rates
As soon as you sign up for the card, you will get the bonus of 40,000 points if you spend $4,000 within three months. The annual fee is $450, while the Average Yearly Rewards Value is $1,325. The APR is 16.74-24.74% (variable).